BANKING SERVICES IN POST OFFICES .
03/December/2014
GOVERNMENT OF INDIA
MINISTRY OF COMMUNICATIONS AND INFORMATION TECHNOLOGY
LOK SABHA
UNSTARRED QUESTION NO: 1681
ANSWERED ON:  03.12.2014
BANKING SERVICES IN POST OFFICES .
SHASHI THAROOR
KESHAV PRASAD MAURYA
Will the Minister of



COMMUNICATIONS AND INFORMATION TECHNOLOGY be pleased to state:-




(a) the total number of post offices in the country that provide Core Banking Solutions (CBS) and Automated Teller Machine (ATM) facilities, State-wise and the number of customers made through it and business obtained therefrom; 

(b) whether the Government proposes to introduce other banking services in the post offices for the benefit of account holders, and if so, the details thereof; 

(c) the total number of post offices in rural areas and the proportion of such post offices that have internet kiosks to facilitate net banking, anytime anywhere banking facilities, etc.; 

(d) whether the Government has introduced measures to impart awareness of such facilities and their benefits in rural areas, including instructions to use them; and 

(e) if so, the details thereof and the time by which formal banking service is likely to be started in all the post offices of the country which is likely to generate new employment opportunities?


ANSWER

THE MINISTER OF COMMUNICATIONS AND INFORMATION TECHNOLOGY (SHRI RAVI SHANKAR PRASAD) 

(a) The total number of post offices that now provide Core Banking Solution (CBS) are 961 in the country. As of now the ATM facility is available in 4 post offices. The State-wise detail of these offices is as under: 
Name of			No of post	No of ATMs	No of New	Amount 
Circle			offices		Installed	Accounts	Deposited
			providing			opened		(in Rs.)
			CBS				in CBS
							offices
ANDHRA PRADESH		47				33743		1092310843
ASSAM			21				104007		2133960687
DELHI			34		2		36321		1322874157
GUJARAT			1				4		12000
HARYANA			1				5054		263041017.3
KARNATAKA		161				171633		2715803958
KERALA			6				4672		46838408
MADHYA PRADESH 		2				2		11000
MAHARASHTRA		75		1		166691		3507086425
PUNJAB			18				40778		1245780335
RAJASTHAN		170				84131		1854641338
TAMIL NADU		261		1		195080		3479406594
UTTAR PRADESH		164				265718		5995850622
Grand Total		961		4		1107834		23657617385

The rollout of CBS is in progress. In Gujarat and Madhya Pradesh, it was rolled out on 24.11.2014 

(b) The Reserve Bank of India has announced its guidelines for Licensing of Small Finance Banks very recently, vide their press release dated 27-11-2014. The Government will take a decision on whether DoP should set up a Bank based on an examination of the said guidelines. If and when the Post Bank of India is setup, it will lead to other banking services being introduced in Post Offices for the benefit of account holders. 

c) Total number of Post Offices in rural areas is 1,39,182 and no Internet kiosks have been provided to facilitate net banking/anytime anywhere banking facilities to post offices in rural areas. 

(d) Does not arise in view of (c) above 

(e) Same as (b) above 
 

 



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