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Pradhan Mantri Fasal Bima Yojana

01/March/2016

GOVERNMENT OF INDIA

MINISTRY OF AGRICULTURE AND FARMERS WELFARE

LOK SABHA

UNSTARRED

QUESTION NO:

889

ANSWERED ON:

01.03.2016

Pradhan Mantri Fasal Bima Yojana

JYOTI DHURVE

SUDHEER GUPTA

DUSHYANT CHAUTALA

SANTOSH AHLAWAT

BHOLA SINGH

SHOBHA KARANDLAJE

BHAIRON PRASAD MISHRA

ARJUN RAM MEGHWAL

RAJESH VERMA

Dr. BHOLA SINGH

C.R. CHAUDHARY

JANARDAN SINGH SIGRIWAL

SUSHIL KUMAR SINGH

SUNIL BALIRAM GAIKWAD

RAJESHBHAI NARANBHAI CHUDASAMA

JAYAKUMAR JAYAVARDHAN

T. RADHAKRISHNAN

BALASUBRAMANIAM SENGUTTUVAN

RAHUL RAMESH SHEWALE

HARI NARAYAN RAJBHAR

GAJANAN CHANDRAKANT KIRTIKAR

KUNWAR HARIBANSH SINGH

RAHUL KASWAN

GOPAL CHINAYYA SHETTY

KUNWAR PUSHPENDRA SINGH CHANDEL

MANOJ RAJORIA

AJAY (TENI) MISRA

SHRIKANT EKNATH SHINDE

DHARMENDRA YADAV

DHANANJAY BHIMRAO MAHADIK

VINAYAK BHAURAO RAUT

PREM SINGH CHANDUMAJRA

CHANDU BARNE SHRIRANG

M. K. RAGHAVAN

SUSHMITA DEV

FAIZAL P.P. MOHAMMED

M. I. SHANAVAS

HEENA VIJAYKUMAR GAVIT

VIJAYSINH MOHITE PATIL

SHAILESH (BULO MANDAL) KUMAR

RAJEEV SHANKARRAO SATAV

VINOD KUMAR BOIANAPALLI

NAGENDRA KUMAR PRADHAN

PRABHAS KUMAR SINGH

MEKAPATI RAJAMOHAN REDDY

MALLIKARJUN KHARGE

RAMACHANDRAN MULLAPPALLY

ASADUDDIN OWAISI

DILIP KUMAR MANSUKHLAL GANDHI

SUPRIYA SADANAND SULE

V. PANNEER SELVAM

C. N. JAYADEVAN

GOPALAKRISHNAN CHINNARAJ

CHANDRA PRAKASH JOSHI

(ADV.) JOICE GEORGE

JYOTIRADITYA MADHAVRAO SCINDIA

SHIVAJI ADHALRAO PATIL

ANANDRAO ADSUL

BIDYUT BARAN MAHATO

SUMEDHANAND SARASWATI

RAJU ALIAS DEVAPPA ANNA SHETTI

CHARANJEET SINGH RORI

KALIKESH NARAYAN SINGH DEO

ASHOK SHANKARRAO CHAVAN

CHINTAMAN NAVSHA WANAGA

POONAMBEN HEMATBHAI MAADAM

LALLU SINGH

SHASHI THAROOR

BAIJAYANT "JAY" PANDA

Will the Minister of

AGRICULTURE AND FARMERS WELFARE

be pleased to state:-

(a) whether the Government has unveiled a new crop insurance scheme called Pradhan Mantri Fasal Bima Yojana (PMFBY) with premium to be paid by farmers as low as 1.5% of sum assured for all rabi crops and 2% for kharif crops to overcome the compensation of natural calamities to farmers, if so, the details thereof along with the salient features of the scheme, the number of farmers to be covered during the next one year under the scheme, State-wise and the benefits to be derived therefrom;

(b) the ratio of estimated expenditure as premium to be shared between the Union Government and State Governments;

(c) whether the Government is considering to include non-loanee farmers, tenant farmers and share-croppers within the ambit of the PMFBY, if so, the details thereof;

Contd….3/-

-3-

(d) whether the new crop insurance scheme is likely to replace the existing two schemes namely National Agricultural Insurance Scheme (NAIS) and Modified NAIS, which have some inherent drawbacks, if so, the details thereof; and

(e) the details of the steps taken by the Government to make the scheme fruitful for all the farmers of the country?

ANSWER

MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE AND FARMERS WELFARE

‡ãðŠãäÓã ??? ????? ?????? ½ãâ¨ããÊã¾ã ½ãñâ Àã•¾ã ½ãâ¨ããè ( SHRI MOHANBHAI KUNDARIYA )

(a) to (e): Yes, Madam. Government of India has recently approved Pradhan Mantri Fasal Bima Yojana (PMFBY) which would replace the existing schemes of National Agricultural Insurance Scheme (NAIS) & Modified National Agricultural Insurance Scheme (MNAIS) from ensuing Kharif 2016. The scheme has been improved from earlier schemes on several counts viz. lowest and one premium rate on pan-India basis for farmers i.e. maximum 1.5%, 2% and 5% for all Rabi, Kharif and annual horticultural/commercial crops, respectively; no capping on premium resulting no deduction in sum insured; inundation has been incorporated as a localized calamity in addition to hailstorm and landslide for individual farm level assessment; provision for post harvest losses due to cyclonic & unseasonal rains, allocation of districts/areas on cluster/ group basis and for longer period to insurance companies, for more effective implementation, as well as use of remote sensing technology & use of smartphone for getting images of Crop Cutting Experiments etc. for early settlement of claims have also been introduced. Salient features of the scheme are annexed.

Premium rates payable by farmers, selection of insurance company & administrative and operational structure of Weather Based Crop Insurance Scheme (WBCIS) have also been rationalized and made at par with PMFBY.

The scheme is available to all farmers including loanee, non-loanee, tenant, share-croppers. The scheme would be implemented on actuarial basis but the expenses over and above the premium paid by farmers should be shared by the Central and State Government on 50 : 50 basis. The scheme envisages increasing coverage from present 23% to 50% of the gross cropped area of the country in next 2-3 years. Government is undertaking a comprehensive publicity and awareness programme to educate the farmers about the benefit of crop insurance schemes. Capacity building and training programmes for other stakeholders are also being organized.

Source: